Terms of Service

1. Company Information

The service is operated by:

• SEMNALLE INTERNATIONALE S.R.L.
• CUI: 52961053
• EUID: ROONRC.J2025090239006
• Trade Registry Number: J2025090239006

2. Nature of Service

Our platform provides educational and informational content related to financial markets.

We do NOT offer:

• investment advice
• financial recommendations
• trading signals
• portfolio management

All content is for learning purposes only.

3. Eligibility

You must be at least 18 years old to use this service.

4. User Responsibilities

You agree not to misuse the platform, not to attempt unauthorized access, and not to copy, distribute, or resell our materials.

5. Purchases & Payments

All payments are securely processed by third-party payment providers.

5.1 Money-Back Guarantee & Chargebacks

We firmly stand behind the quality of our product. Because our services involve AI-generated financial and investment insights, we understand that the output may not always perfectly align with your individual vision or expectations. To ensure your complete satisfaction, we offer a straightforward, 100% Money-Back Guarantee.

If you are not satisfied with your purchase, simply contact us directly through our website or via email for a hassle-free refund. We are here to help and will always handle your request with full understanding and cooperation.

We kindly ask that you utilize our easy refund process rather than initiating a bank chargeback. Unjustified chargebacks cause severe financial and operational damage to our business (potentially up to $30,000). Bypassing our immediate refund policy to issue a chargeback inflicts unnecessary harm on our company and carries legal risks, including potential liability for damages or defamation. We are always happy to issue a refund directly - just ask.

Refund requests are accepted within 30 days of purchase. See our Refund Policy for details.

6. Delivery & Shipping Policy

All products offered on this platform are digital products and are delivered electronically.

Delivery Method:

• Immediate access via download link on the website after successful payment
• Download link sent to your registered email address
• Download link sent via SMS to your verified phone number

Delivery Time: Instant delivery upon successful payment confirmation.

No Physical Shipping: There are no physical products to ship. All materials are delivered digitally, therefore no shipping fees apply.

If you do not receive your download link within 15 minutes of payment, please check your spam folder or contact support at [email protected].

7. Intellectual Property

All content, text, graphics, and digital materials are owned by SEMNALLE INTERNATIONALE S.R.L.

You may not copy, redistribute, or modify any part without permission.

8. Disclaimer

All information is educational only.

Nothing on this website should be interpreted as financial advice or recommendations.

9. Limitation of Liability

We are not responsible for any financial loss, trading loss, or decision taken based on the content on this platform.

10. Changes to Terms

We may update these Terms occasionally. Continued use of the service means acceptance of the updated Terms.

11. Contact Information

For questions regarding these Terms, contact us at:

[email protected]